Post dating checks in florida
However, if it is determined at the trial in a prosecution hereunder that the payee of any such check, draft, or written order, at the time of accepting such check, draft, or written order, had knowledge of or reason to believe that the drawer of such check, draft, or other written order did not have sufficient funds on deposit in or credit with such drawee, then the payee instituting such criminal prosecution shall be assessed all costs of court incurred in connection with such prosecution. When a prosecution is initiated under this section before any committing trial court judge, the party applying for the warrant shall be held liable for costs accruing in the event the case is dismissed for want of prosecution. a C/ How much of your total credit card capacity (on all cards combined) do you use in a given month?Even if you use it and pay it off in full every month, that's still considered a balance for credit report purposes.Since most "post dated" checks are written due to the account they are drawn on not having sufficient funds to cover it, depositing a check before its intended written date is more likely to result in it being returned for insufficient funds.Since banks charge an often exorbitant fee for a bounced checks, it is in their best interest to process it, let it bounce and charge the fee instead of rejecting it.But I also can't imagine there is a person that manually reads every check that comes in, looking at the date. If no, how does the bank verify the date, or do they not?No specific country, I'm interested in hearing how ANY country's bank handles this.
So the only way to ensure that a post dated check you may present to someone else will clear once it arrives at the bank it was drawn on, s not to write it unless you can over the full amount.
The bank can cash it unless it believes the check won't clear or is fraudulent.
But they may be referring to the fact that you're not supposed to give someone a check that you know is not good at that moment. I'm working with the bank to see if they can't give you more of a break this one time. You will get burned, and you will be the one in the wrong.
As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted the bank.
If a bank has a policy of NOT accepting post-dated checks before the post-date, and the recipient tries to cash the check at a teller, the teller can easily say no. The reader can't always read all handwriting, and I would imagine it would be bad UX to refuse the check because it couldn't read the date.